Other Investments in Your Imagine IRA

Expand Your Horizons with Unique Alternative Assets

At Imagine IRA, we believe your retirement portfolio should be as unique as your goals. Beyond traditional stocks, real estate, precious metals, and private equity, a self-directed IRA opens the door to a wide variety of alternative investments. These options can help you diversify, manage risk, and pursue new opportunities for growth—all within the tax-advantaged structure of your IRA.

Explore a World of Possibilities

1. Foreign Currencies (Forex)
Participate in the global currency markets by trading major and emerging market currencies. Forex investing can offer high liquidity and the potential for profit from currency fluctuations, but it also comes with increased risk and complexity. With Imagine IRA, you can access the forex market through approved custodians and platforms, all while keeping your investments compliant and secure.

2. Tax Lien Certificates
Tax lien certificates are issued by local governments when property owners fail to pay their property taxes. By purchasing these certificates, your IRA can earn interest and, in some cases, acquire the property if the taxes remain unpaid. Tax liens can offer attractive returns, but require careful research and due diligence to understand local laws and risks.

3. Partnerships (LLCs, LPs, and More)
Your IRA can invest in a variety of partnership structures, including Limited Liability Companies (LLCs), Limited Partnerships (LPs), and more. These vehicles can be used to pool resources for real estate, private businesses, or other ventures. Partnerships offer flexibility and the potential for higher returns, but it’s important to ensure all investments are properly structured to comply with IRS rules.

4. Commodities
Go beyond precious metals by investing in other commodities such as oil, gas, agricultural products, or energy resources. Commodities can provide a hedge against inflation and diversify your portfolio, but they also come with unique risks and market dynamics.

5. Private Loans and Notes
In addition to secured notes and trust deeds, your IRA can participate in private lending arrangements, such as unsecured promissory notes, factoring agreements, or equipment lending. These investments can generate regular income, but require careful vetting of borrowers and terms.

6. Structured Settlements and Judgments
Your IRA can purchase the rights to receive future payments from structured settlements or legal judgments. These investments can offer predictable cash flow, but it’s important to assess the creditworthiness of the payor and the legal enforceability of the settlement.

7. Accounts Receivable and Factoring
Invest in businesses by purchasing their accounts receivable at a discount. This strategy, known as factoring, can provide steady returns and help businesses manage cash flow.

8. Annuities
Certain types of annuities can be held within an IRA, offering guaranteed income streams and principal protection. Annuities can be complex, so it’s important to understand the terms, fees, and surrender charges before investing.

Important Considerations

• Due Diligence is Essential: Alternative investments can offer higher returns, but they also come with unique risks. Always research thoroughly and consult with professionals as needed.
• IRS Compliance: All investments must be made at arm’s length—no self-dealing or transactions with disqualified persons. Some assets, such as collectibles and life insurance (unless specifically allowed), are prohibited.
• Liquidity: Many alternative assets are less liquid than traditional investments. Be prepared for longer holding periods and limited access to cash.
• Documentation: All transactions, income, and expenses must flow through your IRA, not your personal accounts.

Why Choose Imagine IRA for Alternative Investments?

• Unmatched Flexibility: Access a broad universe of investment options to build a truly diversified retirement portfolio.
• Expert Guidance: Our team helps you navigate the complexities of alternative assets, from due diligence to compliance and recordkeeping.
• Modern Technology: Manage all your investments—traditional and alternative—through our secure, user-friendly online portal.

Ready to explore new frontiers for your retirement savings?
Imagine what’s possible when you take control of your financial future with a self-directed IRA. Contact us today to learn more about the full range of investment options available through Imagine IRA!