Precious Metals in Your Imagine IRA
Diversify and Protect Your Retirement with Gold, Silver, and More
At Imagine IRA, we believe in giving you the freedom to build a retirement portfolio that’s as resilient as it is rewarding. Precious metals—like gold, silver, platinum, and palladium—have long been trusted as a hedge against inflation, market volatility, and economic uncertainty. Now, you can hold these tangible assets directly in your self-directed IRA, unlocking new possibilities for growth and protection.
Why Invest in Precious Metals with Your IRA?
1. True Diversification
Precious metals often move independently of stocks and bonds, helping to balance your portfolio and reduce overall risk. In times of market turbulence, gold and silver have historically preserved value when other assets falter.
2. Inflation Hedge
As the cost of living rises, the purchasing power of cash can erode. Precious metals have a track record of maintaining value over the long term, making them a smart choice for those seeking to protect their retirement savings from inflation.
3. Tangible, Secure Assets
Unlike paper investments, precious metals are physical assets you can see and touch. With Imagine IRA, your metals are securely stored in approved depositories, fully insured and audited for your peace of mind.
4. Tax-Advantaged Growth
When you hold precious metals in a Traditional or Roth IRA, any gains from appreciation are tax-deferred or even tax-free, depending on your account type. This allows your wealth to compound more efficiently over time.
What Precious Metals Can You Hold in Your Imagine IRA?
- Gold : Coins and bars meeting IRS purity standards (e.g., American Gold Eagle, Canadian Gold Maple Leaf)
- Silver : Approved coins and bars (e.g., American Silver Eagle, Canadian Silver Maple Leaf)
- Platinum & Palladium : Select coins and bars that meet IRS requirements
Our team can help you navigate the list of eligible products and ensure your investments remain compliant.
How Does It Work?
- Open or Fund Your Imagine IRA
Start by opening a new self-directed IRA or rolling over funds from an existing retirement account. - Select Your Precious Metals
Work with our experts to choose IRS-approved coins and bars that fit your strategy. - Secure Storage
Your metals are shipped directly to a qualified, insured depository—never to your home or personal possession—ensuring full compliance and security. - Manage and Monitor
Track your holdings, access statements, and manage your account through our secure online portal.
Important Considerations
- No Personal Possession : IRS rules prohibit you from storing IRA-owned metals at home or in a personal safe. All metals must be held by an approved custodian.
- Required Minimum Distributions (RMDs) : If you’re age 73 or older, you may need to take RMDs from your IRA, which can be satisfied by selling metals or taking an in-kind distribution.
- Fees : Storage and transaction fees apply, but Imagine IRA offers transparent pricing and guidance every step of the way.
Why Choose Imagine IRA for Precious Metals?
- Education & Support : We guide you through every step, from selection to storage and compliance.
- Modern Technology : Manage your metals and other assets in one secure, easy-to-use portal.
- Flexible Options : Combine precious metals with real estate, private placements, and more for a truly diversified retirement.
Ready to add strength and stability to your retirement?
Imagine what’s possible when you invest in precious metals with Imagine IRA. Contact us today to get started or learn more about your options!
