Traditional IRA

What is a Traditional IRA?

A Traditional IRA (Individual Retirement Account) is a popular retirement savings account that allows you to make tax-deductible contributions and enjoy tax-deferred growth on your investments until you withdraw funds in retirement.

Key Features:

Tax-Deferred Growth: Your investments grow tax-free until you take distributions, typically in retirement.
Tax-Deductible Contributions: Depending on your income and participation in a workplace plan, your contributions may be fully or partially tax-deductible.
Wide Investment Choices: With Imagine IRA, you can invest in both traditional assets (like stocks and bonds) and alternative assets (such as real estate, private equity, and precious metals).
Annual Contribution Limits: Contribution limits are set by the IRS and may change each year. Catch-up contributions are available for those age 50 and older.
Required Minimum Distributions (RMDs): You must begin taking minimum distributions starting at age 73 (as of 2025).
Flexible Rollovers: Easily roll over funds from other retirement accounts to consolidate your savings.

Who Should Consider a Traditional IRA?

Individuals looking to reduce their taxable income now and grow retirement savings tax-deferred.
Those who want flexibility in investment options.
Anyone seeking a straightforward, tax-advantaged way to save for retirement.

Why Choose Imagine IRA for Your Traditional IRA?

What is a Traditional IRA? A Traditional IRA (Individual Retirement Account) is a popular retirement savings account that allows you to make tax-deductible contributions and enjoy tax-deferred growth on your investments until you withdraw funds in retirement. Key Features:

Tax-Deferred Growth: Your investments grow tax-free until you take distributions, typically in retirement.
Tax-Deductible Contributions: Depending on your income and participation in a workplace plan, your contributions may be fully or partially tax-deductible.
Wide Investment Choices: With Imagine IRA, you can invest in both traditional assets (like stocks and bonds) and alternative assets (such as real estate, private equity, and precious metals).
Annual Contribution Limits: Contribution limits are set by the IRS and may change each year. Catch-up contributions are available for those age 50 and older.
Required Minimum Distributions (RMDs): You must begin taking minimum distributions starting at age 73 (as of 2025).
Flexible Rollovers: Easily roll over funds from other retirement accounts to consolidate your savings.

Who Should Consider a Traditional IRA?

Individuals looking to reduce their taxable income now and grow retirement savings tax-deferred.
Those who want flexibility in investment options.
Anyone seeking a straightforward, tax-advantaged way to save for retirement.

Why Choose Imagine IRA for Your Traditional IRA?

Access to a broad range of investment options, including alternative assets.
Secure, easy-to-use digital platform.
Transparent, flat-fee pricing.
Expert support and educational resources to help you make the most of your retirement savings.

We love to hear from you.

Your email address will not be published. Required fields are marked *

Imagine Financial Group LLC, Imagine Real Estate LLC & Imagine IRA LLC (collectively referred to as “Imagine”) is a financial services marketing company offering a vast array of financial products and services. Imagine does not provide tax or legal advice. Insurance provided through Imagine Financial Group, LLC in the states where it is licensed. In California, insurance offered through IIG Imagine Insurance Marketing (License # 6014226). Qualified Plans offered through Imagine IRA LLC. This website is not a solicitation for any securities product. Always consult with an attorney or licensed investment advisor before making any investment decisions.